A secured loan, is a loan where the lender has a legal charge over your property, similar to a mortgage. Bridging finance is another type of secured loan, to help you move from one property to another, before one has sold. Just like a mortgage, if you are unable to repay these type of loans, the lender has rights to your property in order to repay the funds they loaned to you.

*Secured loans and bridging finance is a service provided by one of Mortgage Advice Hub’s trusted partners.

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Think carefully before securing other debts against your home.

Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.