Switching to a better deal, with another mortgage lender, especially if you’re coming to the end of a fixed term mortgage makes good financial sense. More and more homeowners are searching for cheaper deals and can save hundreds, even thousands of pounds a year by moving to a mortgage lender with a better rate of interest.
As well as saving money, you may also want to remortgage to increase your borrowing, perhaps to make home improvements or extend your property. Whatever the reason you wish to remortgage, Mortgage Advice Hub can help you from start to finish with choosing the right lender and the right terms for your situation.
Our mortgage experts are specialists, with access to hundreds of deals and offers for remortgaging not necessarily on the high street. We know the criteria and particulars of each lender so we can guide you to the most suitable deal and the one that is right for you, including if you have poor credit history.
You are never obliged to stay with a mortgage lender for the full term, and you may have to pay early repayment charges to your existing lender should you decide to move whilst in a tie-in period, but we can help you to understand all the implications, simply by reviewing your existing mortgage statement and terms for you.
You may have to pay an early repayment charge to your existing lender if you remortgage.
Where do you go from here?
You can make an appointment to talk to one of our friendly mortgage experts, either in person or on the phone, at a time to suit you.
You can contact us now on 0300 303 0913 and speak to one of our team right away.
You can fill out our quick enquiry form to request a callback.
Think carefully before securing other debts against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1% but a typical fee is 0.3% of the amount borrowed.