Not everyone has a perfect credit history.

In fact, it is becoming more commonplace that people applying for mortgages have some kind of poor, or ‘adverse’ credit history, or even no credit history at all. If this is you, then you’re in the right place with Mortgage Advice Hub because we know exactly which lenders are available to you, with good rates, and how to apply to them for a poor credit mortgage.

Arrange a free, no obligation appointment

Request a callback

And because we apply to the right lender, first time, we will help you to avoid further poor credit ratings from having applications turned down. We can also advise you on how to get your poor credit rating up prior to applying for your mortgage.

There really are so many things that can affect your credit rating these days: low credit score, a missed mortgage payment, late payments, defaults, payday loans, bankruptcy, repossessions, CCJs (County Court Judgements), IVAs (Individual Voluntary Arrangements) and no credit history at all, that, happily, there are many mortgage lenders to be found, especially through a specialist broker like us.

You can speak to one of our specialist advisers right now to find out if you can get a mortgage. We know the many factors that lenders take into consideration, not just poor credit history. We will navigate all their criteria for you and ensure we get the right deal for you personally to suit your circumstances.

Important information

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

Where do you go from here?

Quickly find out how much you can borrow, and what your repayments would be, using our easy mortgage tool. >

You can make an appointment to talk to one of our friendly mortgage experts, either in person or on the phone, at a time to suit you.

You can contact us now on 0300 303 0913 and speak to one of our team right away.

You can fill out our quick enquiry form to request a callback.

Contact us
App Mockup Sb V1 05X

The Home Buying App

Our app helps you to work towards the goal of getting your own home

Use our savings trackers, step-by step checklists, and lots of useful guides.

Find out more