A Buy to Let mortgage is specifically for purchasing a property you plan to rent out.
As a specialist mortgage adviser, we know the range of products on the mortgage market and the many differing criteria that lenders look for.
Our mortgage experts will guide you through the many options and factors to consider of a Buy to Let mortgage, for instance, the viability of the investment you are planning to make and whether the property will yield enough profit. These are factors that lenders will consider on your application, as well as your credit history, if there is any poor credit, income and whether you are self-employed and already have a mortgage.
Our usual stress-free service applies to our Buy to Let mortgage service, as with all our other mortgage services, so you don’t need to be an expert before you come to us. We’re the experts so you don’t have to be, and we’ll take care of the paperwork and the chasing too.
We’ll also advise you on specialist areas to consider, such as, an Assured Shorthold Tenancy Agreement, and credit and reference checks for your tenant. We know the things to consider and are here to arrange the right deal and protection for you, for your Buy to Let mortgage.
There is no guarantee that it will be possible to arrange continuous letting of the property,
nor that rental income will be sufficient to meet the cost of the mortgage.
Important information
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.
Where do you go from here?
You can make an appointment to talk to one of our friendly mortgage experts, either in person or on the phone, at a time to suit you.
You can contact us now on 0300 303 0913 and speak to one of our team right away.
You can fill out our quick enquiry form to request a callback.
The Home Buying App
Our app helps you to work towards the goal of getting your own home
Use our savings trackers, step-by step checklists, and lots of useful guides.